Put serious iron
to work.
We'll handle
the money.
Lease, finance, or rent-to-own heavy equipment without the bank runaround. Pick your machine, run the numbers, and get a real answer in hours, not weeks.
- Approvals in as little as 4 hours
- Terms from $1,000 to $2,000,000
- New & startup businesses welcome
- Keep your cash, Section 179 friendly
2021 Caterpillar 320 Excavator
Sample deal
2021 Cat 320 · 3,120 hrs
Price
$189k
Term
60 mo
Payment
$4,006/mo
Iron we finance every day
Financing that fits how you actually run the job.
Own it, use it, or try it first. However you want to play it, the paperwork is light and the answer is fast.
Lowest monthly payment
Lease-to-Own
Spread it out and own the machine at the end for a buck or 10%. Keeps cash in your pocket and the taxman happy.
See how it worksOwn it on day one
Equipment Loan
A straight equipment loan or EFA. Title’s yours from the jump, so you build equity while it earns.
See how it worksMaximum flexibility
Rent-to-Own
Low commitment, no long marriage. Rent now, and your payments rebate toward buying it. Walk away or own it.
See how it works18yrs
Financing iron
$640M+
Funded to date
12,000+
Machines financed
4hr
Avg. approval time
Three steps. No suits required.
Apply in minutes
Tell us about your business and the machine you want. One short form, no shoebox of paperwork.
Get a real answer
Our team reviews and comes back fast, usually same-day. Clear terms, no fine-print games.
Go to work
Sign digitally, we fund the dealer or seller, and the iron is yours to run. Payments start once it’s earning.
If it moves dirt, lifts loads, or makes power, we’ve got you.
Earthmoving
12 machines available
Finance from hereLifting & Aerial
3 machines available
Finance from hereMaterial Handling
0 machines available
Finance from hereHauling & Transport
2 machines available
Finance from hereRoad, Paving & Compaction
2 machines available
Finance from hereConcrete
0 machines available
Finance from herePower & Air
2 machines available
Finance from hereAttachments
0 machines available
Finance from hereFresh iron on the lot.
Every unit is a walking financing application. Pick one and we’ll quote your payment on the spot.
Featured
Volvo A40G
Volvo A40G
- Year
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- Hours
- 5,210
- HP
- 469
Sale price
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Finance from
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Genie S-65
Genie S-65
- Year
- 2021
- Hours
- 1,870
- HP
- 49
Sale price
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Finance from
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Caterpillar D6
Caterpillar D6
- Year
- 2020
- Hours
- 3,950
- HP
- 215
Sale price
$268,000
Finance from
$5,681/mo
Featured
JCB 3CX
JCB 3CX
- Year
- 2022
- Hours
- 1,180
- HP
- 109
Sale price
$89,000
Finance from
$1,887/mo
Featured
Caterpillar 320
Caterpillar 320
- Year
- 2021
- Hours
- 3,120
- HP
- 162
Sale price
$189,000
Finance from
$4,006/mo
Know your payment before you ever talk to us.
Slide the numbers around and see exactly where you’d land. When it feels right, the Apply button is right there. That’s the whole point: clarity first.
- Real amortized math, not a teaser rate
- Monthly or weekly, your call
- Preloaded on every machine in the yard
Try it right now
9.9% sample APREstimated payment
$
Financed: $
Total of payments: $
Operators who stopped waiting on the bank.
“Bank wanted three weeks and a kidney. Heavy Mettle had my Cat 320 approved before lunch. We were trenching the next morning.”
“The rent-to-own let me test a telehandler on a real job before committing. Loved it, bought it, payments stayed flat. Easy.”
“Three machines, one application, one payment. Their team actually knows equipment. Felt like talking to a foreman, not a teller.”
I need financing
Already know what you want? Get a decision today and keep the project moving.
Apply nowI'm shopping for iron
Browse the yard, filter by what you run, and finance any machine in a couple of clicks.
Browse equipmentRather just talk to a human?
Our financing crew is in the yard Mon–Fri, 7 to 6. Real people who know real machines.