Know the iron.
Know the deal.
Straight-talking guides on financing heavy equipment, from picking the right structure to reading a used machine before you sign. No fluff, no jargon, written by people who’ve actually turned a key.
Field-tested financing wisdom.
Lease vs. Loan vs. Rent-to-Own: which fits your crew
Lease vs. Loan vs. Rent-to-Own: which fits your crew
Three ways to put iron to work, and how to pick the one that keeps your cash where it earns.
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How equipment hours affect your rate & term
How equipment hours affect your rate & term
Why the hour meter matters as much as your credit score, and how to use low hours to your advantage.
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Section 179 explained for contractors
Section 179 explained for contractors
Write off the whole machine this year? Often, yes. Here is the plain-English version.
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Buy vs. rent: running the real numbers
Buy vs. rent: running the real numbers
Rental is easy until the meter runs. Where the break-even sits for the machines you run most.
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What lenders actually look at
What lenders actually look at
Spoiler: it is not just a three-digit score. The whole-picture stuff that gets deals done.
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Used iron: what to check before you finance
Used iron: what to check before you finance
A pre-purchase walkaround that protects your payment: undercarriage, hours, and the paper trail.
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Seasonal payments for seasonal work
Seasonal payments for seasonal work
Skip-payment and step structures that breathe with your busy season instead of fighting it.
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Financing your first machine as a new business
Financing your first machine as a new business
Newer outfit, thin history? You still have options. What to bring to the table to get approved.
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Don’t forget the attachments in your finance package
Don’t forget the attachments in your finance package
Buckets, breakers, grapples: bundling tools into one payment instead of nickel-and-diming.
Read the guideMore guides land regularly. Got a topic you want covered? Tell us and we’ll write it.
Could the tax code buy part of your next machine?
Section 179 lets your business write off the full cost of qualifying equipment in year one. Use our interactive calculator to see the deduction, your estimated savings, and how it stacks up against a year of payments.
Open the Section 179 calculator100%
First-year deduction on qualifying iron
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