Lend against
iron that earns.
Every dollar you place is secured by a working machine: an excavator on a jobsite, a crane lifting steel, a generator keeping the lights on. Real collateral, essential-use demand, and a servicing engine that tracks every cent. This is asset-backed yield you can stand next to.
Figures on this page are illustrative and not an offer, a commitment, or a guarantee of returns. Private-credit investments carry risk, including loss of principal.
Backed by real, titled equipment
Secured by
Titled machine
First-position lien, UCC-1 filed
Cash flow from
Operator payments
Fixed, scheduled, serviced by us
Asset-backed iron, not paper promises.
Heavy equipment is one of the oldest, most durable forms of secured lending. The machine does the work, the work generates the payment, and if a deal ever goes sideways, there's a tangible, re-sellable asset behind it, not a logo and a pitch deck.
Tangible collateral
Every loan is secured by a specific, titled machine with a known market. You can put your hands on the asset.
Predictable cash flow
Fixed payment schedules on amortizing terms. We service the loan and pass through your share on schedule.
Essential-use demand
Contractors don't stop digging in a downturn. Iron that earns its keep keeps the payment coming.
From commitment to yield, in four moves.
You commit capital
Set the amount and the box you want to play in: equipment type, term, geography. We only draw it when there's a deal to fund.
We originate the deal
Our team underwrites the operator and the machine, files the lien, and funds the purchase. Your capital backs a specific, titled asset.
The operator pays
Fixed monthly payments flow into our servicing engine. Principal, interest, and fees are tracked to the cent on a full double-entry ledger.
You earn yield
Your pro-rata share of interest is distributed on schedule. Reinvest into the next deal or take the cash. Your call.
What a typical partnership looks like.
A representative shape of the deals we fund. Real terms are set per loan and per partner; these figures are illustrative only.
9–13%
Target net yield, illustrative
$185K
Avg. deal size
80%
Max advance vs. collateral
48mo
Typical term
Illustrative only. Net yield depends on deal mix, fees, defaults, and recovery; it is not guaranteed and you may lose principal. Advance rate is the maximum loan amount against appraised collateral value at origination.
The collateral that holds its mettle.
Not all collateral is created equal. A machine has an hour meter, a serial number, a maintenance record, and a deep secondary market. When you lend against iron, you're lending against something with a price you can look up and buyers lining up to bid.
- Strong resale via auction comps Heavy equipment trades in liquid, transparent auction markets. Recovery values are observable, not theoretical.
- Essential to work that doesn't stop Roads, housing, energy, and infrastructure get built in every cycle. The machines stay busy and the payments keep coming.
- Serviceable, trackable, insurable Every asset is titled, lien-perfected, insured, and tracked through our servicing engine, including telematics on supported units.
- Diversified across operators & iron Spread exposure across many small deals and equipment types instead of a few oversized bets.
Excavators
Wheel loaders
Cranes & lifts
Generators
Iron people. Real books. No black boxes.
In-house servicing
We originate and service every loan ourselves on a full double-entry ledger. Nothing is hidden in a spreadsheet.
18 years financing iron
Texas-tough since 2008. We've funded equipment through every kind of market and kept the books straight.
Transparent reporting
Every payment, fee, and distribution is posted, reconciled, and reportable. You see the same numbers we do.
First-position security
We lend against titled assets with perfected liens and insurance in place. Security first, yield second.
What capital partners ask first.
We work with accredited investors, family offices, funds, and institutional lenders who want exposure to asset-backed equipment credit. The right fit depends on your size, horizon, and risk appetite. Start a conversation and we'll walk you through it.
Each loan is backed by a specific, titled machine with a first-position lien (UCC-1 filed) and insurance in place. If a borrower defaults, the equipment is the recovery, and heavy equipment trades in deep, transparent auction markets.
The figures on this page are illustrative, not a promise. Actual net yield depends on the deal mix, fees, default rates, and recoveries. We'll model realistic scenarios with you before any capital is committed, and you may lose principal.
We service every loan in-house. Delinquency is tracked daily, late fees and aging are posted automatically, and we manage collections and remarketing of repossessed iron. You get transparent reporting at every stage.
Your pro-rata share of interest is distributed on a regular schedule straight from our servicing engine. You can take distributions in cash or reinvest them into the next deal to compound your position.
Ready to put capital behind iron?
Tell us your size and what you're looking for. We'll walk you through real deal structures. No pressure, no jargon.