Built by iron people, for iron people.
We started Heavy Mettle in a Houston equipment yard in 2008 because we were tired of watching good operators lose good jobs waiting on a bank. The machines were ready. The work was ready. The financing wasn’t. So we fixed that.
We talk machines, not just money.
A bank sees a loan file. We see a 2021 Cat 320 with 3,000 hours that’s about to earn its keep on a site-work contract. That difference matters. Our team has run iron, sold iron, and fixed iron, so when you call, you’re talking to someone who knows the difference between a quick coupler and a thumb.
That’s why our approvals are fast and our terms are fair. We structure financing around how the work actually pays (seasons, draws, duty cycles) instead of forcing your business into a one-size-fits-nobody box.
The Heavy Mettle yard, Houston TX
18yrs
Financing iron
$640M+
Funded to date
12,000+
Machines financed
4hr
Avg. approval time
Four values, zero fine print.
Speed
Time is money on a job site. We move at the speed of the work, not the speed of a committee.
Straight talk
Clear rates, clear terms, no gotchas. If we can’t do a deal, we’ll tell you why, fast.
Know-how
We understand equipment, residual values, and your trade. That makes for smarter financing.
Backbone
We back operators others won’t: startups, seasonal crews, second chances. That’s the mettle part.
Two Texas yards. Boots on the ground.
Houston Yard
4400 Gulf Fwy, Houston, TX 77023
(713) 555-0142
Mon–Fri 7am–6pm · Sat 8am–1pm
Dallas Yard
2100 Irving Blvd, Dallas, TX 75207
(214) 555-0188
Mon–Fri 7am–6pm · Sat 8am–1pm